Privacy Policy

With a view respecting your privacy and information, Esquire Financing Inc. stores and processes your information on servers where they are protected both physical and technological security measures. This Privacy Policy explains the type of personal information we collect and how we use, disclose and protect these information. It is presumed that you have read, understood, and agreed to the terms and conditions of this Privacy Policy.

Applicability

This Privacy Policy applies to contact information collected by Esquire Financing Inc. in connection with the business loan it offers. This includes information collected offline through our Marketing efforts, Loan Specialists, and Customer Service Department and online through our website and other programs/applications by or on behalf of Esquire Financing Inc. This Privacy Policy is hereby incorporated into and forms part of the Terms and Conditions of Use of Esquire Financing Inc.’s website.

This Privacy Policy does not apply to information collected by third party websites, platforms and/or applications (“third party sites”) which are not controlled by Esquire Financing Inc. because third party sites may have their own Privacy Policies and Terms and Conditions of the third party sites before you use and give your personal information through their websites.

Collection of Contact Information

Contact/personal information is any information, recorded in a material form or not, from which the identity of an individual is apparent or can be reasonably and directly ascertained by the entity holding the information, or, when put together with other information, would directly and certainly identify an individual.

The following contact/personal information may be collected from you should you wish to avail of the services in this site:

  1. name;
  2. email address;
  3. telephone or mobile number;
  4. checking account information.

The said information will be collected, processed, used and stored for the following purposes:

  1. Assessing your current and ongoing credit worthiness;
  2. Enforcing the contract/s entered into between yourself and Esquire Financing Inc. in connection with inquiring for a business loan in this site;
  3. Collecting, compiling or reviewing credit information;
  4. Identifying you as a “client” to prevent the unauthorized use of your account;
  5. Contacting you based from the information you have provided;
  6. Marketing services provided by Esquire Financing Inc. and its assigns or related companies;
  7. Continuously improving this site; and
  8. Market research and statistical purposes
Consent

By using the website, you are consenting to the collection, use and disclose of your contact/personal information in accordance with this Privacy Policy. Specifically, you irrevocably consent and authorize Esquire Financing Inc. to:

  1. Obtain your information that is reasonably required from any source including, but not limited to, credit reporting agencies, employers, past and current credit providers, telecommunications companies (e.g. Globe, Smart, Sun, etc.). You hereby permit all these parties to provide such information to Esquire Financing Inc.
  2. In the event of your default, to provide your information, together with details of your transactions to Esquire Financing Inc., to credit reporting agencies and to any person providing services to Esquire Financing Inc. relating to the contract/s entered into between yourself and Esquire Financing Inc. in connection with the services in this site;

For the avoidance of doubt, Esquire Financing Inc. shall be fully authorized to avail the services of any third party provider (e.g. telecommunications companies) to verify any information about you, such as but not limited to determining your current or frequent or regular locations.

Disclosure of Contact Information to Third Parties

Esquire Financing Inc. may share your personal information with the following:

  1. Third parties required to deliver a product or service to you;
  2. Law enforcement or government authorities where they have followed due legal process to request us to disclose the information; and
  3. Third parties who wish to send you information about their products and services, but only if you have given us consent to do so.

Esquire Financing Inc. may also share your contact/personal information in order to:

  1. Verify an information about you;
  2. Enforce applicable terms of use of the website;
  3. Detect, prevent and protect against fraud and any technical or security vulnerabilities and meet enforceable governmental requests.
Modification of Privacy Policy

Esquire Financing Inc. may modify this Privacy Policy at any time and your continued access or use of this site shall be deemed your acceptance of the modified Privacy Policy.